How to Win at Baccarat: The Top 5 Strategies in 2024

Baccarat is a simple and fast card game, but you might struggle with sequences of losses even after you learn how it is played. Although guarantees cannot be offered to casino games, we tested and selected the best strategies that teach you how to win at baccarat!

The Best Baccarat Strategies to Win

Among the many methods and systems found on the internet and books, there are only a few that actually make sense. Using our experience putting them into practice and analyzing their pros and flaws, we came down to five strategies that can help you win at baccarat.

The Martingale Method

The Martingale strategy is applied to several different table and card games in casinos. Basically, it determines that the player doubles the total bet every time the round ends in a loss. Then, thanks to the fact that a single win can cover the past losses, the player can return to the initial stake.

The Martingale Method

Credit: 20Bet

However, that system only works for Player stakes or the No Commission Baccarat version. If you place a Banker bet, the commission will take 5% of your win and eliminate the whole purpose of doubling to recover losses. The same goes for Tie bets. Although they pay way more, the odds are also more difficult and will soon make the bet grow too big.

Practical Example:

Imagine you begin your stake at ₱10 and place a bet on the player. The Banker wins it, so the result is a loss. Your next stake should be exactly ₱20. Once again, if you miss it, the value should be doubled, going to ₱40.

There is no limit as to how far the Martingale strategy should go to win baccarat. Therefore, it is important to understand that, as a game of chance, you must establish a maximum budget per day because there can be times in which you won’t get it right.

  • Why Use It: Immediate recovery of past losses.
  • Potential Risk: Fast progression to high bets.

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Reverse Martingale

Reverse Martingale, also known as the Paroli System, should be quite intuitive if you have read our explanation above carefully. Instead of doubling on each loss, you actually double when you win and halve when there is a loss. The idea is to take advantage of sequential wins and hold on when losses are occurring.

In our opinion and experience, the Reverse Martingale baccarat strategy to win lacks the objectivity of the regular Martingale method. It seems a bit arbitrary, and after winning a couple of times, a single loss can result in a significant reduction in the profit.

Practical Example:

With a starting bankroll of ₱500, you play a stake of ₱10 on the Banker, and it wins, so you receive ₱9.50 in regular baccarat and double the stake to ₱20 next. Then, you decide to bet on the Player and win again, this time ₱20. Your current bankroll becomes ₱529.50, but your stake rose to ₱40.

If you win, that would mean ₱69.50 total profit in a sequence of three wins. On the other hand, if you lose, you go past your starting bankroll and end up with ₱489.50.

Still, we need to explain how Reverse Martingale works, and lucky players can really make more money compared to using Martingale. It all comes down to your winning streak and going back to the initial stake after winning a good amount is a safe strategy.

  • Why Use It: Rapid progression winning streaks.
  • Potential Risk: A single loss takes out winnings.

The Fibonacci Sequence

The Fibonacci sequence can assist you in the search for the perfect method about how to win in baccarat. The mathematical sequence that starts with 0 and 1, adding up to generate the next number, can be applied to the stakes. Whenever the player loses, another step is given in the sequence, and two steps back whenever there is a win.

The Fibonacci Sequence

Practical Example:

Again with a first bet of ₱10, a losing round would lead to the sum of ₱10, which represents “1” and another “1”: ₱10 + ₱10 = a ₱20 stake. If another loss occurs, we need to add the predecessor amount to the current one: ₱20 + ₱10 = ₱30. With one more time to complete the example, we would have ₱30 + ₱20 = ₱50.

On the other hand, if we manage to win at that point, two things occur. The first one is that we end up with a ₱50 profit that almost covers all the losses. Also, by taking two steps back, our next bet should be ₱20.

The Fibonacci system is not as efficient as the Martingale baccarat strategy when it comes to recovering losses after a sequence. However, it is not hard to get back to profit as the setback is not complete.

  • Why Use It: Balanced progression in winnings and losses.
  • Potential Risk: You might need sequential wins to get back to profit.

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Labouchere in Baccarat

If you want a more complex strategy to make you feel that you are really learning how to win baccarat, the Labouchere system is for you. It is kind of a mix of what we have considered so far.

We consider that some experience playing baccarat is essential because you need to define an initial sequence. It can be as simple as 1, 2, 3, or go more like 1, 5, and 10. Then, the first and last numbers are summed up to create the first bet. If you win it, that is great, and you will keep playing that way. Otherwise, that sum is added to the end of the sequence, and another sum is made the exact same way to determine the next stake.

Practical Example:

By deciding to go with the safest sequence of 1, 2, and 3, your first bet would be ₱4, which is the sum of the numbers 1 and 3. Let’s imagine a victory that guarantees a ₱4 profit with a Player bet or a No Commission Banker bet. Then, the stake of ₱4 is repeated and you end up losing.

The sequence becomes 1, 2, 3, and 4. By summing 1 and 4, we get ₱5 next. Another loss, and the sequence is now 1, 2, 3, 4, and 5. Our bet is ₱6, and by winning, we cross both 1 and 5 from the sequence that becomes 2, 3, and 4, keeping the next stake at ₱6.

The Labouchere system starts low and most certainly cannot revert losses at the beginning. However, it may cross the initial sequence numbers, which leads to higher stakes and better winnings with time. As always, the idea is to get back to the first sequence whenever you feel like the risk has grown too far.

  • Why Use It: Slow progress for reduced risk.
  • Potential Risk: Maintaining for too long can result in a considerable loss.

Progression Systems

Instead of following specific strategies with delimited progressions, it is possible to determine one that suits your bankroll and playing method. For example, the online baccarat game of your choice might have chips starting at 1, then 5, 10, 20, and 50. That completely eliminates the possibility of a slow progression, for example.

The trick is to adapt the progression, which is always useful to recover losses rapidly, to what is offered in the game. You may keep the stake at a certain level for a determined number of rounds, and then raise after some losses. That way, you do not play with too much right at the beginning.

Practical Example:

Imagine you can begin with ₱10 and that the second stake level is already at ₱50. Defining that you raise to ₱50 after four losses is a good approach to help you recover losses. Then, you may go back to the initial stake and maintain it if you get a winning streak.

  • Why Use It: Adapted to your needs.
  • Potential Risk: Inexperience may lead to inefficient progression systems.

5 Tips on How to Win at Baccarat

You already know the best strategies and how to play baccarat, but there are extra tips that can help you regardless of the methods or systems you use. They are applicable to any round or variation of that game, including live baccarat, and you should take notes.

1. Learn the Rules By Heart

The baccarat rules are really simple but unique when compared to other games. If you have no experience with it, you should be learning them before trying any strategy. Although it is an automatic game in its essence, you should know which bets are better and what functions are altered in certain variants of the game.

2. Keep Away From Statistical Theories

Statistical theories lead you into thinking that a streak of winning Player hands mean that a Banker win is more likely to happen. Some people even come up with moments in which the better-paying Tie bets would be close to happening. All those are failed theories because the games are based on RNG (Random Number Generator) software.

In other words, each round is exclusive and independent from any other round. The Player and Banker bets may alternate perfectly, or you may see an impressive sequence of 50 wins, and both are the result of pure coincidence. Therefore, the Player and Banker bets always have the same chances of occurring, so do not go all-in on a guess based on statistics.

3. Good Bankroll Management

It is not unnatural to think about raising the bet because of exaggerated certainty of the next results or because you want to recover the loss immediately. Additionally, even when following a good strategy, a bad sequence can easily turn reasonable stakes into ones that are too large for your bankroll.

Adjust the total bet to the value you have available to play. Understand that it is not a skill game like poker, and therefore, the results are unpredictable. Whenever it is already unrealistic to your bankroll, end the bets for the day or accept the loss and go back to a small stake.

4. Don’t Bet on Tie

The tie bet has a house edge of 14.36% compared to 1.24% of the Player hand or 1.06% of the Banker hand. In other words, the chances of getting it right are 11 to 13 times harder while the payment is only eight times higher. The calculations do not match, so there is no reason to incur a higher risk for less.

5. Back the Banker

According to the real estimations of the baccarat game, your chances of winning by backing the Banker hand are 45.86%. That is slightly higher than the chances of 44.62% when backing the Player hand. As a result, there is a commission on Banker winnings that decreases 5% of your profit.

However, when we purely consider our odds of winnings, and that goes for live casino or individual games, prefer the Banker. Of course, baccarat strategies like Martingale are not used at their best scenario, so there is a need to adapt them with that Banker-only tip.


No, there are eight decks at play and only a few cards are used each time.

No, there is no baccarat sure-win formula to use, like in any other game of chance. Prefer to stick to good stakes and a proper strategy like the ones we brought here today.

Each player should decide on a moment to stop playing when they win, as we can never know when losses may start to occur. Set a maximum and stick to it.

There is no such thing as a safe strategy at baccarat. The best we can do is to stick to the plan and hope that the cards turn out right.

No, predictions are impossible in random card games like baccarat. If you base yourself on statistics, you could be wrong at any moment.