Best Live Baccarat Online Casino Sites in the Philippines

Playing live baccarat online is one of the best experiences a Filipino casino player can have when looking for simple games. The rounds are pretty much straightforward, there are fun variants to experiment with, and that format is completely legal in the Philippines. Accompany us in this guide to figure out where and how to play baccarat live.

Best Live Baccarat Sites for Filipino Players

The first step to going from regular online baccarat to playing with real dealers and other players is to pick a safe casino. Considering the legal and valid options of live baccarat casino sites for Pinoy players, we have shortlisted them to the best ones only. Our table below summarizes what they have to offer for live baccarat players:

CasinoOur RatingLocal Deposit MethodsMinimum DepositNumber of Live Baccarat GamesPayout Time
20Bet5.0/5.0PayMaya , G-Cash Direct, GCash, UnionBank, Help2Pay, 7-Eleven, Banco de Oro, BPI Online, Cebuana Lhuillier and 10 other banks, Fast PayMaya.60 PHP70+Immediately to 12 hours
1xBet4.5/5.0PayMaya, G-Cash Direct, GCash, UnionBank,Help2Pay40 PHP80+Immediately to a week
22Bet4.25/5.0Only international ones40 PHP80+Immediately to 24 hours
Wild Casino3.5/5.0Only international ones$20 (~ 1,100 PHP)9Up to 72 hours after ID verification

20Bet Live Baccarat Casino

The successful casino 20Bet has conquered the best score for live baccarat websites thanks to its perfect adaptation to our Pinoy public. Together with more than enough variety of live rooms to play baccarat, it offers local methods for deposits and withdrawals. Besides, 20Bet supports PHP currency, has immediate live chat support, and has a Tagalog version.

Although there is no specific or adaptable live casino bonus, that is not odd for an online casino in the Philippines. The other pros, and those being the most important ones, are enough to make it score #1 on our leaderboard.

20Bet Live Baccarat Casino

Credit: 20Bet

  • Live Casino Grade: 5.0/5.0
  • Pinoy Adaptation Grade: 5.0/5.0
  • Customer Support: 5.0/5.0

Live Casino Compatible BonusLive Baccarat Rollover Contribution to BonusNo. of Live Baccarat RoomsLive Casino Providers

Play Live Baccarat on 20Bet

1xBet Live Baccarat Website

With one of the best and most diversified catalogs of live casino games, 1xBet had to be on our top selected websites. It offers a decent range of local methods to transfer and receive money for live baccarat playing. Also, the minimum deposit is really affordable and compatible with our currency. Being one of the G-Cash casinos, it is easy to deposit and withdraw from 1xBet without requiring international accounts on apps or e-wallets.

Again, do not expect a live casino bonus. If you activate the online casino welcome bonus, it won’t work for live baccarat, and your bets won’t contribute to its rollover. Also, the support is not as efficient as 20Bet’s, but it works. On the other hand, having almost 20 different providers indicates great variety in the live baccarat games.

1xBet Live Baccarat Website

Credit: 1xBet

  • Live Casino Grade: 5.0/5.0
  • Pinoy Adaptation Grade: 4.5/5.0
  • Customer Support: 4.0/5.0

Live Casino Compatible BonusLive Baccarat Rollover Contribution to BonusNo. of Live Baccarat RoomsLive Casino Providers

Play Baccarat Live on 1xBet

22Bet Live Dealer Baccarat Casino

22Bet is another great pick when it comes to playing live dealer baccarat online. You have 13 excellent providers responsible for keeping the live studio real games available with all possible bet ranges, plus PHP currency and Tagalog language. Unfortunately, the payment methods are not as adapted as the other options.

22Bet Live Dealer Baccarat Casino

Credit: 22Bet

  • Live Casino Grade: 4.5/5.0
  • Pinoy Adaptation Grade: 4.0/5.0
  • Customer Support: 4.0/5.0

Live Casino Compatible BonusLive Baccarat Rollover Contribution to BonusNo. of Live Baccarat RoomsLive Casino Providers

Play Live Dealer Baccarat on 22Bet

Wild Casino Live Baccarat

On the Wild Casino website, there are three different providers and nine different rooms. They are all regular tables with different bet limits to attract all budgets but do not expect anything extraordinary from its catalog. For being too simple, it is the last option on our list, but still, a reliable and safe website to play if you are looking for traditional live baccarat online. If there are any questions, we can fully recommend its support chat.

Wild Casino Live Baccarat

Credit: Wild Casino

  • Live Casino Grade: 4.0/5.0
  • Pinoy Adaptation Grade: 3.0/5.0
  • Customer Support: 5.0/5.0

Live Casino Compatible BonusLive Baccarat Rollover Contribution to BonusNo. of Live Baccarat RoomsLive Casino Providers

Play Traditional Live Baccarat on Wild Casino

How to Play Live Baccarat Online in the Philippines?

After picking any of the best live baccarat online casinos, you need to make a deposit. There is no online casino free bonus available, so you need to fill out your bankroll. With that money, the first step toward really playing baccarat live is to pick one of the rooms listed at your favorite casino:

How to Play Live Baccarat Online in the Philippines

Credit: 1xBet

Since the game is live, you will enter a room where the round is already going on. Within a specific timeframe, which may be shorter if you pick the Speed Baccarat variant, you should place a bet. Before that, the second step is to select the chip with the value you want to bet:

Select the chip with the value

Credit: 1xBet

It is perfectly fine to select two 10 PHP chips to bet 20 PHP, for example, instead of feeling locked to the values shown on each chip. Then, tap on the respective bet you intend to place. In our example, we placed a single chip on the “Banker” hand, which has the best house edge:

Tap on the respective bet

Credit: 1xBet

From that moment on, there is nothing else to be done but to watch. The live baccarat dealer conducts the whole process, and you can understand it better by reading our how to play baccarat guide. For example, if a third card is necessary according to how baccarat is played, that is also automatically performed by the dealer.

how baccarat is played

Credit: 1xBet

The results are shown on the screen, and any winnings are immediately added to your account. If you want a few tips, check out our how to win baccarat page. Finally, you are free to place another bet or simply repeat the last one!

Any winnings are immediately added to account

Credit: 1xBet

Play on Safe Live Baccarat Rooms on 20Bet

Variants of Live Baccarat to Play Online

Whenever you open a live baccarat game section, there will be some different names that indicate they are not the traditional version. Those variants can be great in many ways, like providing another form of having fun, making the rounds faster, or changing the commission rule. Among the most important ones that you should check, we want to highlight:

  • Speed Baccarat – Be prepared for rounds that are at least two times faster. A game for those who do not want to spend too much time per round in an automatic game.
  • No Commission Baccarat – There is no 5% commission on Banker hand winnings, but winning with a count of 6 pays half the prize.
  • National Baccarat – Rooms specifying a country simply have native dealers and often occur in the official language of that nation.
  • Lightning Baccarat – This version has a spread discounted from bets but offers random multipliers on the payout.
  • Golden Wealth Baccarat – Another baccarat game with a multiplying feature.

Live Baccarat Bonuses and Cashback

Live casino bonuses, in general, are rare, and we have never seen specific live baccarat promotions. However, you may find bonuses and cashback applying to all forms of live table games, including these listed here, as temporary promotions. 

The ideal approach for fans of live dealer baccarat is to sign up for the newsletter of any casino found on this page. That will keep you up to date on any fast promotions that could give you special bonuses to use on baccarat rooms.

The Payout Odds and RTP in Live Baccarat

There is little difference between the odds and RTP of the live version of baccarat because the game rules are kept the same. Therefore, we recommend checking the complete payout and odds table on our baccarat rules page

Other than that, verify the official RTP and payout in the rules section of any different live baccarat game you open. For example, Lightning Baccarat has a possible maximum payout of 512x your bet, thanks to its multiplier. While that is thrilling, consider that anything other than the regular payout has more difficult odds of happening.


Only a few providers actually allow you to enjoy live baccarat for free with a demo bankroll. You need to check if there is a “Demo” option when you select a live game.

No, Pinoy players are actually not allowed to play anything on online casinos licensed by PAGCOR. Instead, pick a casino from abroad that we have tested and approved. 

Yes, there is always someone responsible for dealing the cards, which is how the results occur. That person is often switched every half an hour or so.

No, as long as you play games from studios that are regularly audited. Some great examples are Evolution Gaming, Pragmatic Play Live, and Playtech.

Any winnings are taxable according to the income tax. If you are a casual player who does not play much and has not won any significant amounts, that is not a concern.

There is nothing to beat, as the algorithm is programmed to be random and give you real chances of winning. You need to beat the odds, which is only doable through having luck.

If you want a game that involves simple decisions, live baccarat is definitely for you. Even when you get bored of it, there are variants that can keep you entertained.

In the traditional game, you may win up to 8x to 9x with a tie bet payout. On the other hand, variants may have multipliers of up to 512x or 999x.